1. Does your district currently have a policy to cover student accidents for school sponsored activities? Would this cover work based learning experiences?
2. Does your district have optional accident/health insurance that students can purchase? (Check with the Athletics department as some student athletes are required to participate in these types of policies). Could you require CTE students to participate to cover work based learning experiences?
The school district I spoke with does not have a policy that covers student accidents. They stated that the student would go under the parents policy or they provide information on optional insurance that can be purchased by the students family to cover the student at a very reasonable price. This policy has multiple options such as 24 hour coverage or only during/at school. The person I spoke with explained that participation in the insurance is strictly voluntary. I think you could require it and just write it into the class like a participation fee. You might see some resistance from some parents but a rational person would see the benefits. In a perfect world there would be some sort of financial assistance for those who cannot afford the insurance.
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